9 Steps to Take After a Car Accident

When you get into a car accident, it’s important that you and the other drivers in your household know what to do. Here are a few steps to remember after an auto accident:

1. Remain Calm

If you panic, you will not remember to get all the the information you need to file a claim.

2. Check for Injuries

If you, the other driver, or any passenger is injured, call 911 immediately.

3. Turn on Hazard Lights

If the vehicles are operable, move them off the road to a safe location.

4. Take Notes

Make a note of the location of the accident, the date and time, and TAKE PICTURES of the vehicles and the scene of the accident, including street signs and cross streets.

5. Call 311

This is the non-emergency police number. Request that a police officer come to the scene of the accident, so you can file a police and accident report.

6. Exchange Contacts

While you are waiting for the police to arrive, exchange contact information with the other driver. Make a note of the driver’s name, driver’s license number, make and model of car, license plate number, home address, and phone contact numbers, including work and cell.

7. Keep Quiet

DO NOT DISCUSS THE DETAILS OF THE ACCIDENT with the other driver. It’s best to let the insurance companies determine liablity and who is at-fault. Remember, the point of impact speaks a thousand words.

8. Accident Report

If the police come, write down the name of the police officer and make a note of the police or accident report number and the citation number is one is issued.

9. Call Insurance

Call your own insurance agent or company to review your coverages before filing a claim.

I recommend that my own customers carry an “Auto Accident Report Folder” in their car with a checklist of what to do after an accident. If you would like for me to mail one to you, please call or e-mail my office.

Cheri Roman
Cheri Roman
I’m a graduate of the University of Texas & have a master’s degree in Business Administration from Texas A&M University, Corpus Christi. As a former teacher, I believe in educating my clients about insurance and investment options, and partnering with them to protect their family and achieve their financial goals.


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