Full Coverage Insurance Definition

full coverage insurance definition

There is no such thing as full coverage.

It’s kind of a misconception. People think that you can buy some kind of insurance that will cover you fully in every situation, like, that it’s completely limitless. The truth is, there’s no insurance that you can buy like that. Insurance is what you choose like, you choose your coverages. Do you want uninsured motorists and underinsured motorists coverage, for example? Is that what you consider to be full coverage? Well, that’s an optional coverage.

Do you have towing on your auto policy?

Some people think towing coverage comes with “full coverage,” but it is actually optional. For example, just as you may choose to be protected up to $100,000 if you hit somebody or somebody hits you, you choose to have towing coverage. Until next time, please drive safely.

Cheri Roman
Cheri Roman
I’m a graduate of the University of Texas & have a master’s degree in Business Administration from Texas A&M University, Corpus Christi. As a former teacher, I believe in educating my clients about insurance and investment options, and partnering with them to protect their family and achieve their financial goals.

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