SXSW 2016

Like this article? Find more great tips by subscribing to my blog here.

SXSW, 2016 has arrived! Three weeks of music, films, gaming. Are you prepared for more than you may be expecting?

During music festivals similar to SXSW, hundreds of thousands gather for great music, indie films and of course fun with friends in one of the greatest cities – Austin, Texas. Patrons may not be aware that during these amazing events, there is a spike in theft and damages, which can definitely put a damper on your week. Imagine sitting at Zilker Park listening to your favorite band when someone comes by and swipes your wallet or purse. Unfortunately, incidents like this can happen as you are being shoved around in the crowds, simply walking to the next SXSW event, and even items you left in your car can be stolen. Alas, there is some hope!

Did you know Renters Insurance covers 10% off premises?

You heard me right! If you have invested in Renters Insurance or Homeowner’s Insurance, your personal property coverage will cover 10% off premises due to theft or perils, which includes property stolen from your car or away from your residence.  In other words, if you have $20,000 of personal property coverage on your renter’s policy, you would have $2000 of coverage for property stolen away from your home –after you pay your deductible, of course.

Related Video: Why Have Renters Insurance

Here are a few recommendations to prevent theft at SXSW:

  • There are a lot of cool artisans out at SXSW. If you find some cool Austin art, but don’t have time to haul it back home before the next show, be sure to hide them in the trunk or under blankets where there is limited visibility.
  • Ladies, try carrying a cross body bag instead of a tote where it is harder to swipe off your body, and be sure to keep it zipped!
  • Men, it can be very easy for people to swipe your wallet out of your back pocket, especially in crowded areas. Be smart! If you can get away with carrying your essential credit card and ID in your coat pocket, that may be best.

It’s always a good idea to know how much personal property coverage you have on your homeowner or renters policy to make sure it is enough.

Have questions about stolen property or Renters Insurance? Give me a call, I’ll be happy to help!

Did you know our insurance quotes are 100% FREE?

Cheri Roman
Cheri Roman
I’m a graduate of the University of Texas & have a master’s degree in Business Administration from Texas A&M University, Corpus Christi. As a former teacher, I believe in educating my clients about insurance and investment options, and partnering with them to protect their family and achieve their financial goals.

Leave a Reply

Your email address will not be published. Required fields are marked *